Highland Mortgage
Julie
Julie
Beaty
Mortgage Banker

NMLS #545251

About Julie

Julie Beaty is the kind of loan officer who solves problems you didn’t even know you had. With over 20 years of experience and a place in the top 1% of the mortgage industry, Julie makes the home loan process not just digestible—but surprisingly fun and empowering.

Backed by a sharp, dedicated support team, Julie brings clarity to the chaos and builds lasting relationships with her clients. She knows the ins and outs of lending and takes the time to craft mortgage solutions that truly match each client’s financial goals.

Her team ensures every step of the process is smooth and drama-free, so clients feel confident from start to close. Whether you're overwhelmed or don't know where to begin, Julie and her team are ready to guide you forward.

And yes—it’s true. She has a tattoo that reads: "Connect. Collaborate. Celebrate." It’s more than a motto. It’s how she does business.

In today’s competitive market, having Julie Beaty and her team in your corner is your secret weapon to winning the home you love.

Loan Portal
Online Application
Fast · Secure
Get Started

Awards

Maverick Club
2026
Emerald Award
2021
Diamond Award
2022-2025
Google reviews
5.029 reviews
Missy Derr
Oct 2026

“As a real estate agent, I meet many lenders, and I can confidently say Julie Edward is PHENOMENAL. She is creative, well informed, and an excellent communicator. I can not endorse her highly enough. I even used her for the financing component of my own home purchase!”

Paraj Mathur
May 2026

“Smooth, bespoke experience with Julie - significantly better than every other lender and other banks. Highly recommend.”

Yanet Acosta
Apr 2026

“We had such a great experience with Julie at Highland Mortgage! As first-time homebuyers, we had so many questions, and she was always patient, kind, and willing to explain everything in a way that made sense. Her spreadsheets and budget breakdowns were a game changer for us. We felt confident every step of the way and would absolutely recommend her to anyone looking for a lender!”

Umoja Land
Apr 2026

“Working with Laura, Alexa, and Julie was an absolutely smooth and painless experience from start to finish. They kept me consistently updated throughout the entire process, which gave me confidence and peace of mind. Laura took the time to walk me through several options so I felt comfortable with every decision. Everything was handled efficiently and professionally by the whole team, making the entire process straightforward and stress-free. Highly recommend Laura to anyone looking for a knowledgeable and reliable loan officer.”

Lisa Rae Bowman
Apr 2026

“Our first home buying experience was such a breeze thanks to the team at Highland mortgage. Laura was always available and ready with answers to all of our funky questions. We are so thankful to Laura, Julie, and Alexa for all of their hard work getting us to close in under 60 days!”

beardyeighty
Mar 2026

“Let me tell you about our 5 star experience! We just closed 2 loans with the awesome team at Highland Mortgage. Both were fairly intricate with the way we had to work them and the way that Laura, Alexa, Julie, and the rest of the Truth In Lending team went above and beyond! This is truly life changing for our family and we couldn't have hoped for a better result! We'll definitely be directing our friends and family in the direction of Highland Mortgage for all their future Mortgage needs. The process was as painless as can be and much smoother than we were anticipating.”

Bill Cypert
Dec 2025

“Julie was incredibly communicative throughout the entire mortgage process, keeping us informed at every step and making everything feel seamless and stress-free. Her professionalism, responsiveness, and genuine care made all the difference. We truly appreciated having her in our corner and will absolutely be working with her again on our next mortgage. Highly recommend!”

Vedran
Sep 2025

“As a first-time homebuyer, i was nervous about purchasing my first home in today's mortgage climate. Recommended to me by a friend, Highland Mortgage absolutely delivered. Their customer service was great, always available to answer questions and work with my limited knowledge on all mortgage related things. A huge thank you to Laura Witte, Natalie Boone and Julie McBrayer for their incredible support. They made the process clear, stress-free, and ensured I got the best deal available. I definitely recommend Highland Mortgage if you are looking for one.”

Stacy Abston
Aug 2025

“I had a wonderful experience with Julie at Highland Mortgage. The process was great. I highly recommend.”

Wrenn Parrish
Jul 2025

“Julie was exceptional to work with during our home buying process- even other agents were excited to hear we were receiving a loan through Highland Mortgage. We cannot thank Julie enough. She was timely, organized, and kind during our loan and home buying process.”

Janis Middleton
Jul 2025

“Working with Julie was a pleasure from day 1 as we connected via text. From that small initial exchange, I knew she was going to be the best fit for me. She answered all of my questions, both silly and legit, and she was with me every step of the way. She also builds amazing spreadsheets that make it easy to digest your mortgage/budget options. Home buying and approval can be stressful, however with Julie and her team, it wasn’t AT ALL! Trust me. Highland Mortgage, Julie, Amanda, and James are amazing. Not to mention a huge thanks to my realtor Christian Ross for introducing me to Julie. I am forever grateful. It’ll be a while before I move again, but I’m sending everyone to Julie.”

Kerrie Head
Jun 2025

“I have to commend the Highland Mortgage team - Laura, Alexa, and Julie - they were all phenomenal! They were super on top of collecting all the documentation, communicating updates, and spending extra time/care to explain things along the way, especially since we were first-time homebuyers. Laura was really outstanding, spending time to personally call and walk through all financing options and questions I had. Overall, it was a seamless experience working with the team, and I would recommend them to anyone looking for a lender for your next home purchase!”

Ginger Snyder
May 2025

“Working with Julie on our mortgage was honestly a no-brainer when it came to our second transaction with her. There is something to be said about having a reliable lender that makes themselves available on the flip of a dime for you when you find the right property and need to make a move quick. Besides her kind and helpful demeanor always, Julie has a knack for numbers and really knows how to talk you through multiple complex scenarios to make sure you're making the right decision for yourself from a short and long term perspective. Was VERY impressed with the many spreadsheets and calculations she walked us through! I am so grateful for her making things happen for us in a moment's notice and guiding us down what ultimately felt like the best path for us from a financial perspective in order to buy a new home without a home sale contingency. Thank you for everything Julie!”

Semsima Ma
Apr 2025

“Julie is amazing! She truly made this process seamless from beginning to end. The knowledge, the support, and transparency is unmatched. We could not have went through with this home purchase without her on our team!”

Nina Kraus
Mar 2025

“Smooth and easy process for the loan and super flexible (we had some issues with a few push backs of the closing date) Received a great customer service from the whole team - especially want to thank Alexa and Julie! It is great working with you!”

Christina Hamilton
Mar 2025

“I honestly don't think words are sufficient to describe the INCREDIBLE experience that Laura and her team provided me but I will do my very best. From application through close, the entire team was so welcoming, kind, and GENUINE. I could sense the sincerity and care in each interaction with every member of the team. Laura and her team are extremely knowledgable, empathetic, quickly responsive, and have a keen focus on client service. They are readily available to answer questions and address even the most unexpected of circumstances that can arise when purchasing a home. They helped me secure the best rate possible and minimized my out-of-pocket expenses at close. Natalie, Brent, and Julie worked tirelessly to ensure all credit, administrative, and underwriting components were in place. I got through the underwriting phase in just 10 business days! I was a first time home buyer and they made the experience so easy and memorable for me. Not only are they amazing professionals, they are wonderful people and a JOY to work with. If you're in need of financing for your home, look no further!”

Abigail Derr
Aug 2024

“I adore working with Julie & her team. She's incredibly communicative, critical-thinking, and adept with changing market conditions. I recommend all of my clients to her!”

Jeff Teach
Jul 2024

“Working with Loan Officer Morgan and Julie in Processing was straightforward and pretty stress free for a mortgage! Communication was clear, easy to upload docs and all questions answered. I feel they went above and beyond to secure the best product for me! Very happy. I’ve worked with and referred Morgan for years and for a reason He’s just the best !”

Lonnie Farmer
Jun 2024

“Julie made the loan process easy by guiding me through the process every step of the way. The communication and responsiveness was top notch.”

Christy Coleman
Jun 2024

“Julie with Highland Mortgage exceeded all expectations! Excellent communication and early clear to close! Remarkable ⭐️⭐️⭐️⭐️⭐️”

Chase Adams
May 2024

“I worked with Julie through the entire process of purchasing my new home. She was extremely resourceful, professional and an absolute delight to work with! I would highly recommend working with this company for any mortgage needs.”

Aimee S.
May 2024

“Julie is the absolute best!”

Alex Lowe, Realtor
May 2024

“I highly recommend Julie. She was able to help both the buyer and the seller in our transaction; maneuver a challenging situation and found us the right funding product that allowed for a smooth close. Thank you Julie!”

Brad Nevin
Mar 2024

“Julie takes the same great care with all of my clients, no matter what type of purchase or challenge we may face. I never worry about anything when she is working with my Buyers. She is the best in the business, and I have seen many over the past 18 years selling homes in Atlanta.”

Christian Ross
Dec 2023

“Julie is such a thorough and incredible lender. If she says you’re approved - you’re approved. Trust me, a lot of lenders can’t make that claim. I always recommend Julie as she communicates options to my clients and helps them understand all of them. As a Real Estate Broker that has been in business for over 18 years, a great lender is the #1 partner in ensuring success for my clients for a smooth real estate process. If you want a lender that provides excellent communication and translates the lending market so you feel empowered in your buying process- look no further. I have worked with Julie for years and she is THE BEST!”

Kyanna Yeager
Dec 2023

“Julie is literally the BEST! As a first time homebuyer she made everything so easy to understand and I would 100% recommend working with her during your home buying journey.”

Debbie Sonenshine
Oct 2023

“Julie did a great job! Very good communication and smooth closing.”

Silvia Hidalgo
Aug 2023

“Julie was fantastic, and delivered consistent excellence in every step of the way. I was impressed by the multiple structuring scenarios that helped me make an informed decision, and one that optimized my financial needs. Thanks a bunch Julie!!!”

Cody Urode
Jul 2023

“Julie was super helpful throughout the process. She was always available and made sure it was a smooth process the whole time. All around professional experience. It was my first time buying and her and my realtor made it very comfortable for me.”

Licensed in 2 states

Julie can close with you in the darker states. Highland Mortgage covers the lighter ones.

Julie's licenses (2)
Highland Mortgage (44)
Loading map…
Ready to Move Forward?

Start Your Application withJulie Beaty

The fastest way home starts here.

Start Application
NMLS #545251